December 20215LAST WORDBusiness-to-Business Payments at a CrossroadGuy R. Berg, Vice President Payments, Standards and Outreach Group, Federal Reserve Bank of Minneapolis2020The Rise of Digital Banking in a Post-Pandemic WorldMark Moroz, EVP­Head of Product, Live Oak Bank2226The Promise of MobileShawn Rose, Executive Vice President, Chief Digital Officer, Scotiabank26The Simplification of KYCDavid Zacks, Chief Compliance Officer,bitFlyer2828302224 The future of Banking is OpenMallika Daswani Vice-President Digital Channels, TD Bank, USAIN FOCUS PG 10-11CXO INSIGHTSHigh Tech, High TouchNicole Sherman, EVP, Director of Retail Banking and Digital Integration, Columbia Bank
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