December 20214IN MY OPINIONThe Digital ParadoxAlex Carriles, Executive Vice President, Chief Digital Officer, Simmons Bank08CONTENTSPG 16 - 23SOLUTION PROVIDERS - 2021TOP 10RETAIL BANKING12COTRIBUTEEMPOWERING COMMUNITY BANKS AND CREDIT UNIONS TO THRIVE IN THE NEW DIGITAL NORMAL COVER STORYPHILIP PAUL, FOUNDER AND CEO
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