November 2018520Analytics: An Area of Evolution in the Banking SectorRitesh Ramesh, Chief Technologist, Global Data and Analytics, PwCIN MY OPINIONCXO INSIGHTSCIO INSIGHTS08Using Data Wisely toRemain CompetitiveKyle Welsh, CISO, BECUKarl Dahlgren, Managing Director of Research, BAI24Focusing on Delivering Business Value27Data is the New CreativeDavid Eldred, Marketing Manager, Rivermark Community Credit Union31Disruption or Dystopia ­ The Impact of Software on Branch Banking RolesNick Miller, President, Clarity Advantage Corporation36Myth or Fact ­ Do Millennials "Really" Lead Digital Banking?Chris Barlow, VP, Mobile Banking, Webster BankThe CIO's Role in Promoting Digital TransformationReshaping the Banking ExperienceThomas Knapp, CIO, Waterstone Mortgage CorporationSangy Vatsa, EVP & CIO, Comerica Bank [NYSE: CMA]1734Voyage towards Greater Experience in BankingGregory Schwartz, CIO, Scottrade38
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