December 20185IN MY OPINIONCXO INSIGHTS08Seth Goodman, Director, North America Product Head, Citi Commercial Cards, Citi17Innovation Exposes Payment VulnerabilitiesGuy Berg, Vice President, Payments, Standards, and Outreach Group, Federal Reserve Bank of Minneapolis23Financial Services Keep Pace with Consumer Expectations through InnovationTerry Rodrick, VP of Cards & Payments, First Tech Federal Credit Union31Digital Shaping Customer Experience in the Banking IndustrySara Roundtree, SVP Digital Strategy, Union Bank & Trust37Faster Payments Are Coming but Are They?Alex Jimenez, Vice President, Sr. Strategist, Zions Bancorporation34Enhanced Technology in the AuditJohn Ebner, National Managing Partner ­ Audit, and Roger O'Donnell, Audit Partner, Global Data & Analytics Lead, KPMG LLPPg 14 - 30Payments Integration: First-Mover Advantage or Last Laugh?38The Future of PaymentsKenny Moyer, VP & Director of Operations, Memory Bank, Republic BankSOLUTION PROVIDERS - 2018PAYMENT & CARD
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