December 20154CONTENTSCIO INSIGHTSRon Dinwiddie, EVP & CIO, Texas Trust Credit UnionHoward Bruck, CIO,Hudson Valley BankThomas Hill, CIO, Live Oak BankEnsuring Security and Thwarting CyberattacksBuilding a Digital EnterpriseCybersecurity in the Board Room--An Evolution of Communication361725 10COVER STORYVisa:Pioneering a Cashless RevolutionCharles W. Scharf,CEO
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